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Understanding Your Choices: 55+ Active Adult Living Or Senior Housing

As our lives change so do our needs. There are many different choices for housing as we age, making where we live one of the most important. Following is a brief description of senior housing types. Knowing all the options is key to discovering what is best for you.

55+ Active Adult Communities

55+ lifestyle communities are 55+ age restricted communities that offer resort-style amenities and social activities. These may be ownership, rental or land lease communities.

Independent Living (IL)

Independent Living Communities are ideal for individuals who can still live independently but enjoy having access to assistance when needed.  Services include dining, medical care, entertainment and more. Hospitality services, such as housekeeping, meals, and laundry may or may not be included in the monthly rental, but are typically available.

Assisted Living (AL)

Assisted Living provides a special combination of residential housing, personalized supportive services and care. Assisted living is a great option for individuals who have difficulty with daily activities needed for living independently. Residents live independently, but receive regular support for a range of daily activities including cleaning to meal preparation, housekeeping, maintenance services, laundry services, utilities, transportation, meals, and additional care services, such as medication management or assistance taking a shower.

Nursing Care

Nursing Care or Skilled Nursing Facilities, are designed for seniors who are in need of 24-hour nursing care.

Continuing Care Retirement Communities (CCRC)

Continuing Care Retirement Communities are residential campuses that provide a continuum of care from assisted living to skilled nursing care, all in one location.

Home Care

Home Care is a general term to describe services delivered at home to recovering, disabled, or terminally ill persons in need of medical, nursing, social, or therapeutic treatment.

Adult Day Care

Daily structured programs in a community setting with activities and health-related and rehabilitation services to elderly who are physically or emotionally disabled and need a protective environment.

Alzheimer's or Memory Care

Alzheimer’s Care provides specialized care and housing tailored to the special needs of individuals with this disease.

Low Income-Affordable

55+ Communities, Independent Living and Assisted Living communities offering one of several different government assistance programs designed for low income seniors. Income restrictions generally apply and individuals must meet certain criteria to qualify for the assistance. The two most common programs are the Section 202 Supportive Housing for the Elderly Program and the Low-Income Housing Tax Credit (LIHTC) program.

Respite Care-Short Term Stay

Temporary relief from duties for caregivers, ranging from several hours to days. May be provided in-home or in a residential care setting such as an assisted living facility or nursing home.